It's the only multi-million-dollar contract you've never audited.
Most employers overpay for health benefits by 20–40% — and can't see why, because the data, the contracts, and the incentives all belong to someone else. This independent, 40-factor assessment scores your plan across the eight components of a high-performance health plan, so you can see plainly what is level and what is not.
40 questions · About 10 minutes · Your scorecard arrives as a PDF by email
Renewal is not a strategy. A score is where one starts.
Ten minutes of honest answers creates the benchmark the litigation era demands — and shows exactly where to focus.
Answer 40 questions
Advisor compensation, plan documents, vendor oversight, pharmacy contracts, primary care, and networks. A CEO, CFO, or HR leader can complete it in one sitting — one question at a time.
See your score
Every answer carries a weighted point value across eight components. See where your plan is strong, where risk hides, and how you compare to the median employer.
Get your PDF scorecard
Your full scorecard — overall score, component gauges, and your risk tier — is generated instantly and emailed to you. Yours to keep, whoever you hire.
The eight components of a high-performance plan
The assessment analyzes the 40 most important factors across these eight areas — the structure behind plans delivering better benefits for 20–40% less.
Transparent Advisor Relationships
An advisor with aligned incentives who discloses every dollar of direct and indirect compensation.
High-Performance Plan Design, Docs & Risk Mgmt.
Compliant ERISA documents, aligned stop-loss, and plan design that makes smart decisions free or near free.
Independent, Active Plan Management
Vendors on your paper, unrestricted claims data, payment integrity, and the tools to oversee it all.
Individual Stewardship
Members have human and digital navigation resources — they know where to go when they need help.
Value Based Primary Care
Primary care paid to manage health: 24/7 access, same-day appointments, proactive population management.
Major Specialties & Outlier Patients
Second opinions, centers of excellence, and coordinated navigation for the 6% of members driving 80% of spend.
Transparent Pharmacy Benefits
Auditable PBM contracts, pass-through rebates, and clinical decisions based on efficacy and actual cost.
Transparent Open Networks
Fair, transparent provider pricing with no surprise bills — direct contracts, bundles, reference-based pricing.
If you can't see where your money goes, you're not in control.
Get the benchmark. Keep the scorecard. Decide with evidence.
