Most 50-to-500-employee companies overpay for benefits by 20-40% and can't see why. Fidewell is the fee-transparent, fiduciary-aligned advisor that shows you exactly where your money goes and gives you a plan to take it back.
The Problem
Your health plan is likely your second-largest expense after payroll. Yet the contracts were written by your vendors. The data is “proprietary.” The discounts can't be verified. And the advisor guiding you may earn more when nothing changes.
Under ERISA, you're the fiduciary, personally responsible for how plan dollars are spent. Not knowing isn't a defense. It's the exposure.
The last line is the whole difference.
Why Now
On December 23, 2025, the law firm that spent two decades suing 401(k) plans over excessive fees filed four class actions against employer health plans, and named the brokers alongside the employers. State officials are sending letters. New federal rules require every dollar of PBM and broker compensation to be disclosed.
The question boards are now asking isn't “what did we pay?” It's “can we show how we decided?”
Increase in employer healthcare costs since 2000, far outpacing wages and inflation.
Average rate hospitals charge employer plans relative to Medicare. Some clear 500%.
The cost reduction available to employers willing to operate as fiduciaries.
Four class actions in one day, December 23, 2025, naming employers and their brokers.
The allegations in those cases are unproven, but the standard they signal is not: a documented, independent, repeatable process. That's exactly what Fidewell builds. See how the Fiduciary First Framework™ protects you →
The Real Decision
Most employers have never been shown the choice, because the system profits from you not seeing it.
Some organizations are ready for this shift in year one. Others take a three-to-five-year path. The Blueprint tells you which, and maps the route.
What Success Looks Like
Full visibility into claims, contracts, pharmacy, and every dollar of advisor and vendor compensation, including ours.
Attack waste, spread pricing, and hidden fees, not employee coverage. That's how 20-40% comes out without anyone feeling it in their care.
A documented, defensible governance file that stands up to auditors, boards, and the Department of Labor.
A plan employees brag about, at a cost the CFO can defend. Recruiting and retention, working for you instead of against you.
Your Guide
Fidewell was founded by Glenn Fisher, author of Fiduciary Ally and a serial entrepreneur who has spent decades inside the C-Suite, frustrated with the rising cost and lack of control.
Fidewell replaces hidden commissions with one flat, fully disclosed advisory fee, so our only incentive is your result. We sit on your side of the table. Full stop.
Meet FidewellThe Plan
In one working session, we benchmark your plan with the Benefits Performance Score™. You'll know exactly where you stand and what it's costing you.
Within weeks you hold the Benefits Blueprint™: a prioritized, board-ready plan to close gaps and capture savings. It's yours to keep, whoever you hire.
We run your plan through the Fiduciary First Framework™: real data rights, contracts on your paper, vendors held to guarantees, and a score that rises every year.
How We're Paid
Fidewell is paid one flat advisory fee, agreed in writing before we start. No commissions, no overrides, no carrier bonuses, no revenue you can't see. It's the disclosure the law says you deserve from every service provider. We simply lead with it.
C-Suite Survival Guide · Recession Edition
Your health plan is one of the largest, and least examined, pools of recoverable cash on the P&L. This guide shows you how to make health care a controllable cost and eliminate the overspend, without cutting a single benefit.
Fast to read. Built for the leaders responsible for profit, risk, and people.
Not Ready to Talk?
Download Fiduciary Ally, the CEO's guide to cutting health plan costs, reducing risk, and taking control of employee benefits. The entire playbook, free.
The First Step
One working session. Six domains: cost, contracts, pharmacy, compliance, administration, and employee experience. You'll leave knowing exactly where your plan stands, what it's costing you, and what the leaders in your industry do differently.
No obligation. Nothing to buy. It's simply our best work, and we'd rather introduce ourselves with it than with a bid.
Not ready for a session? Take the free, self-guided Fidewell Plan Assessment — 40 questions, about 10 minutes, and your scorecard PDF is yours instantly.